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Insurance products are underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN, and in New York by Renaissance Life & Health Insurance Company of New York, Binghamton, NY. Both companies may be reached at PO Box 1596, Indianapolis, IN 46206.

The NexGen EAP products and services provided herein are not provided by Renaissance and are NOT insurance. Renaissance and eni (the company that offers NexGen EAP) are separate legal entities with no ownership affiliation. RENAISSANCE MAKES NO WARRANTIES OR REPRESENTATIONS (EXPRESSED OR IMPLIED) AND ASSUMES NO LEGAL LIABILITY OR RESPONSIBILITY FOR THE INFORMATION, PRODUCTS, BENEFITS OR SERVICES PROVIDED BY ENI.

Insurance or non-insurance products may not be available in all states or jurisdictions. Some services related to NexGen EAP might require separate payment.